RATES AND KEY DOCUMENTS

 

We aim to make all our documents as simple and easy to read as possible - you'll find them all here, as well as previous rates and versions...

Transparency and consistency are really important to us.

 

Our agreement with you is made up of these documents: Terms and conditions of our relationship, Managing your money and the relevant Account information summary. You can find all these documents below, along with historical rates for easy reference.

 

We'll try not to make any changes to your agreement. Sometimes we'll need to - we'll let you know about any important changes and list previous versions below.

 

Our general terms which are provided to you at account opening...

The terms and conditions of our relationship
CURRENT VERSION
Covering relationships for customers who open an account from 14 December 2017
PREVIOUS
Covering relationships for customers who opened an account between 1 January 2016 and 13 December 2017

 

This document gives you information about how to manage your account and is provided to you at account opening...

Managing your account
Current version
Applies to all customer relationships (including existing customers) from 14 December 2017.
Previous version
Applies to relationships for customers who held an account with us between 6 April 2016 and 13 December 2017.

This document allows you to understand what information we collect and how this is being used...

Privacy Policy
Current version
Valid from 21 May 2018.

Historical changes to our terms...

All rates are AER gross.

 

Freedom Savings Account:

Opened between Variable rate Account Info Summary Notes for existing customers
8 June 15 and 20 July 15 1.50% DOWNLOAD PDF  > -
20 July 15 and 10 February 16 1.65% DOWNLOAD PDF  > -
11 February 16 to 16 March 16        1.55% DOWNLOAD PDF  > Applied to all accounts from 15 April 2016
17 March 16 to 5 April 16 1.45% DOWNLOAD PDF  > Applied to all accounts from 2 June 2016
6 April 16 to 11 August 16 (no change) DOWNLOAD PDF > Tax information changes only
11 August 16 to 22 Sept 16 1.20% DOWNLOAD PDF > Applied to all accounts from 17 Oct 2016
22 Sept 16 to 5 January 17 1.00% DOWNLOAD PDF > Applied to all accounts from 13 Dec 2016
5 January 17 to 11 January 17 1.01% DOWNLOAD PDF > Applied to all accounts from 6 Jan 2017
12 January 17 to 26 January 17 1.02% DOWNLOAD PDF > Applied to all accounts from 13 Jan 2017
27 January 17 to 20 July 17 1.10% DOWNLOAD PDF > Applied to all accounts from 27 Jan 2017
21 July 17 to 4 October 17 1.20% DOWNLOAD PDF > Applied to all accounts from 21 July 2017
5 October 17 to 13 December 17 1.30% DOWNLOAD PDF > Applied to all accounts from 6 Oct 2017
14 December 17 to 18 October 18 1.30% DOWNLOAD PDF > Applied to all accounts from 14 Dec 2017
19 October 18 to 06 December 18 1.37% DOWNLOAD PDF > Applied to all accounts from 19 Oct 2018
07 December 18 to present 1.42% DOWNLOAD PDF > Applied to all accounts from 07 Dec 2018

 

Fixed Term Savings Accounts:

Opened (or reinvestment decision made) between 1 year 2 years 3 years Account Information Summary
27 July 15 and 7 September 15 2.06% 2.35% - DOWNLOAD PDF  >
7 September 15 and 4 February 16 2.06% 2.35% 2.70% DOWNLOAD PDF  >
5 February 16 and 25 February 16 2.01% 2.25% 2.60% DOWNLOAD PDF  >
26 February 16 and 17 March 16 1.75% 2.15% 2.40% DOWNLOAD PDF  >
17 March 16 to 5 April 16 1.65% 1.90% 2.15% DOWNLOAD PDF  >
6 April 16 to 28 July 16 (no change, tax info changes only) DOWNLOAD PDF >
28 July 16 to 11 August 16 1.50% 1.70% 1.85% DOWNLOAD PDF >
11 August 16 to 22 Sept 16 1.35% 1.50% 1.65% DOWNLOAD PDF >
22 Sept 16 to 5 January 17 1.20% 1.35% 1.50% DOWNLOAD PDF >
5 January 17 to 27 January 17 1.25% 1.51% 1.63% DOWNLOAD PDF >
27 January 17 to 30 June 17 1.31% 1.55% 1.70% DOWNLOAD PDF >
30 June 17 to 21 July 17 1.46% 1.71% 1.86% DOWNLOAD PDF>
21 July 17 to 12 January 18 1.56% 1.81% 1.96% DOWNLOAD PDF >
12 January 18 to 06 April 18 1.66% 1.91% 2.06% DOWNLOAD PDF >
06 April 18 to 09 August 18 1.66% 1.91% 2.31% DOWNLOAD PDF >
09 August 18 to 06 December 18 1.66% 2.11% 2.31% DOWNLOAD PDF >
07 December 18 to present 1.71% 2.11% 2.36% DOWNLOAD PDF >

 

Some forms and other useful documents we use...

Forms and useful documents
International tax compliance form
International tax compliance form
Change a linked account on a joint account form
Use this to change the linked account on a joint account.
Add a joint account holder form
Use this to add someone one your account to create a joint account.
Change your personal details form
Use this form to change your personal details (if you don't want to do it through internet banking).