Sun and savings...

Another British summer is well and truly on the way, and with the sun shining and the end of the school term approaching, thoughts of far flung exotic destinations won’t be far behind.

However, with the cost of living continuing to rise, it’s never been more important to plan for your family holiday.

You don’t have to undo a year of good savings habits to get away - the tips below should help you shave valuable pounds off your holiday this summer.

1. Plan, plan, plan

Working out where you want to go and spending time shopping around for a good deal is one way to make sure you aren’t tempted by spot sales and “too good to miss” offers. Don’t be afraid to wait, airlines and hotels will often offer discounts at different times so don’t commit to a package straight away.

It’s also worth planning to arrive at your hotel later in the day. While efficiency and the stress of travel can often drive us to try to arrive at our destinations as soon as possible, getting to a hotel later in the day means that the hotel management have a better view of the rooms available. A smile and good timing might net you a room upgrade, and get you the best bang for your buck!

2. Cash or Credit - Save now, or pay later

Directly tied to planning, saving ahead of time means that when your family holiday is available at a good price, it’s a price you can afford. While some credit card providers offer good deals for flights and hotels and offer consumer protection should something go wrong, paying by credit is only a good idea if you can pay off your bill quickly with savings you’ve already allocated. Research from the Money Advice Service showed that the average family holiday of £1,700 could cost you an extra £300 if it’s put on plastic.

3. Set a budget

Once flights and hotels have been booked, most of us assume that the worst of the cost is behind us. However, insurance, foreign currency, holiday clothes, sun cream, meals out, and experiences while you’re away all rack up. Try to do your research ahead of time, work out what it is you want to get out of your holiday and set a budget for each item. Being prepared will also help you get the best possible exchange rate for your currency, rather than being forced to accept the rate that the airport is offering on the day you land. Plan ahead and order it in advance.

4. Don’t be star blinded

The ratings of hotels differ from country to country based on what facilities are required for each star. A conference suite might be crucial for work trips, you’re (hopefully) unlikely to be spending too much time there while enjoying your R&R. Read reviews and don’t end up out of pocket for services you won’t use.

5. Make tech work for you

The internet is a great way to search for the best deals and read honest reviews from fellow travellers. It’s worth knowing that some travel booking websites use cookies to track visitors, and increase prices on return visits. Using third party websites like Sky Scanner allow you to review the options without the tracking, giving you the best price on every visit.