With our strong roots and a simple, human approach to banking,

we're starting to make a difference. 




With our strong roots and a simple, human approach to banking,

we're starting to make a difference.

Our journey is a unique one. It's a story that demonstrates how our passion for innovating and helping people get on and enjoy life has been driving our business for over a hundred years, and how our heritage in the automobile industry is helping us become a real alternative for UK savers, shaping the UK savings market.


An ambition sparks

Our story begins with Louis Renault receiving his first order for 12 cars in 1898 and stumbling upon what would become one of the largest and renowned businesses in France, Renault. Today, the Renault Group is present in 128 countries and has over 120,000 employees worldwide, all striving for the same ideal; a passion for life. With it's unique alliance with Nissan, it has become one of the world's largest car companies.

Part of Renault's global banking group


Demand for financing

With the need to help customers finance their vehicles all over the world, Renault created it's own, internal bank in 1974 - RCI Banque.


Forty years later and the RCI Banque group is still privately owned by Renault group and operates in over 35 countries across every continent. Today, as a group, RCI Banque works exclusively with some of the worlds largest brands, including Renault, Nissan, Dacia and Infiniti.


RCI Banque's ability to innovate and simplify has led to a retail savings bank model that we're very proud of. Across the RCI Banque group we have four online savings banks across Europe; in France, Germany, Austria and the UK with over 200,000 banking customers.


RCI in the UK

In the UK, RCI Bank joined forces with RCI Financial Services, a mature, conservative business with a sixty year history, with 300+ colleagues. As a responsible lender they offer competitive, affordable rates to people and businesses they know and trust, only in the UK. 


RCI Bank launched in 2015 with a view to offering a real alternative for UK savers; offering transparency, simple accounts, great service and a promise that we know exactly where our money is. RCI Bank was one of the first banks in the UK savings market to be owned by a car company.

Our support team is available in the UK, 7 days a week and our accounts are rewarding, simple and offer easy, flexible saving to UK savers.


Our offices are based in Rickmansworth. Our unique business means we help drive the UK manufacture of Nissan models in the North East of England, and we only use our money to support the sales of new and used vehicles in the UK.


Doing things properly

RCI Bank is a trading name of RCI Bank UK Limited, which is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA). We subscribe to the UK Financial Services Compensation Scheme (FSCS) which protects the first £85,000 of our customers money. More information can be found on the FSCS website and on our deposit guarantee page.

Save with confidence

Our Freedom Savings Account offers a rewarding rate of 1.42% AER variable gross and has unlimited access so that you can get on with living your life.

Join us

Find out more about our exciting careers opportunities