FIXED TERM SAVINGS

Make your money work harder by securing it in an RCI Bank fixed term savings account - it could be smiles all round. 

Open an account today

"What a breeze"  
Rachel, Aberdeen - RCI Bank customer

Fixed Term Savings Account

Our Fixed Term Savings accounts offer a guaranteed rate so you'll know exactly how much you'll earn by the end of the fixed term.
 

1 YEAR
1.31%
AER GROSS

2 YEARS
1.55%
AER GROSS
3 YEARS
1.70%
AER GROSS


With unlimited top-ups for the first 30 days from application and 7-day support from our UK team, our fixed term accounts allow you to get on with life.

Unlimited top-ups for the first 30 days
No fees or bonus periods
Pay in from £1,000 up to £1m
Interest paid monthly or annually
You can't close your account or make a withdrawal before the end of the term
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Our rates and charges


The rate shown is available to new and existing customers and is guaranteed for the the fixed term. The account has no fees, notice periods, bonus periods or tiered rates.

 

The account is free to access and use, and allows you to make as many deposits as you like for the first 30 days from the date you apply. You can't make any withdrawals during the term.

 

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. 

Gross is the interest rate you'll receive before tax is deducted.

Savings calculator
What could your savings earn?

Important information

  • The Fixed Term Savings Account is available to UK residents aged 18 or older.
  • You can't make any withdrawals during the term 
  • You need to pay in and out through an RCI Bank savings account or a 'linked' UK current account. You can link a UK current account when you apply.
  • If you're not happy with the account, you have up to 14 days to cancel your account.
Fixed Term Savings Account - important documents
1. RELATIONSHIP TERMS
The terms and conditions of our relationship
2. USING YOUR ACCOUNT
Managing your account
3. ACCOUNT INFORMATION & SUMMARY BOX
The important account summary, summarising your Fixed Term Savings Account