FIXED TERM SAVINGS
Make your money work harder by securing it in an RCI Bank fixed term savings account - when your savings are in a great place, you are too.

"What a breeze"
Rachel, Aberdeen - RCI Bank customer
Our Fixed Term Savings accounts offer a guaranteed rate so you'll know exactly how much you'll earn by the end of the fixed term.
1 YEAR |
2 YEARS 2.11% AER GROSS |
3 YEARS 2.36% AER GROSS |
With unlimited top-ups for the first 30 days from application and 7-day support from our UK team, our fixed term accounts allow you to get on with life.
The rate shown is available to new and existing customers and is guaranteed for the the fixed term. The account has no fees, notice periods, bonus periods or tiered rates.
The account is free to access and use, and allows you to make as many deposits as you like for the first 30 days from the date you apply. You can't make any withdrawals during the term.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
Gross is the interest rate you'll receive before tax is deducted.

Important information
- The Fixed Term Savings Account is available to UK residents aged 18 or older.
- You can't make any withdrawals during the term
- You need to pay in and out through an RCI Bank savings account or a 'linked' UK current account. You can link a UK current account when you apply.
- If you're not happy with the account, you have up to 14 days to cancel your account.