It's important to know how your money's protected

Your eligible deposits with RCI Bank are protected up to a total of €100,000 by the FGDR (Fonds de Garantie Dépôts et de Résolution), the French deposit protection scheme, and are not protected by the UK Financial Services Compensation Scheme. Any deposits you hold above the €100,000 limit are not covered.


All the accounts we offer are covered by the FGDR, protecting the first €100,000 per customer within the RCI Banque group. The protection covers each customer, not each account. For joint accounts, each customer is protected up to €100,000, so up to €200,000 between them. 


French deposit scheme logo


For more information and to check our status visit www.garantiedesdepots.fr/en/compensation-procedure.


Created by law, the Fonds de Garantie Dépôts et de Résolution – FGDR – compensates depositors for an amount up to €100,000 per person, per institution, when a banking institution fails. This guarantee benefits all bank customers, private individuals, businesses of any size and associations. For more information or to check our compliance visit www.garantiedesdepots.fr/en. Download their guide: