Deposit timelines: If we receive your deposit before 1pm, you’ll be able to see the funds in your RCI Bank account by the end of the day. If we receive your deposit after 1pm you’ll see the funds in your RCI Bank account by the end of the following day – but you'll start earning interest from the day we receive your payment. You’ll receive a text from us when we receive your deposit.
Withdrawal timelines: Any money you withdraw before 2pm on a business day will be in your linked account the following business day. If you make a withdrawal after 2pm on a business day, it will take an extra business day to reach your linked account.
Withdrawals are only processed on business days, this means any withdrawals made between 2pm on a Friday and 1:59pm on a Monday (excluding bank holidays), will not credit your linked account until 5pm on the Tuesday.
Christmas Eve and New Years Eve Deposits: If we receive your deposit before 11am, you'll be able to see the funds in your RCI Bank account by the end of the day. If we receive your deposit after 11am you’ll see the funds in your RCI Bank account by the end of the next business day – but you'll start earning interest from the day we receive your payment. You’ll receive a text from us when we receive your deposit.
Christmas Eve and New Years Eve Withdrawals: Any money you withdraw before 11am on Christmas Eve or New Years Eve will be in your linked account the next business day. If you make a withdrawal after 11am on Christmas Eve or New Years Eve, it will take an extra business day to reach your linked account.