RCI Bank accounts awarded ‘outstanding’ and ‘excellent’ ratings
15 October 2015
RCI Bank, the UK’s newest savings bank, has been awarded Moneyfacts ‘Excellent’ product ratings for all three of its Fixed Term accounts and ‘Outstanding’ for its easy access Freedom Savings Account.

The product ratings are recognised throughout the industry as acknowledgment of its market leading rates and innovative, customer-centric accounts. The rating is based on data researched by Moneyfacts, then supplied to the financial sector, Which Magazine and the UK National Press.


RCI Bank range of savings accounts:

  • Freedom easy access: 1.65% AER gross variable

  • 1 year Fixed Term: 2.06 % AER gross

  • 2 year Fixed Term: 2.35 % AER gross

  • 3 year Fixed Term: 2.70 % AER gross


Steve Gowler, CEO of RCI Bank, said: “It is great to receive this recognition across our entire range of accounts. Our aim has been to make savings simpler and more accessible to everyone and these awards show us that we are on the right track.”


Charlotte Nelson, Finance Expert at, said:

  • Freedom Savings Account: Outstanding
    “RCI Bank is setting the market on fire with this market-leading easy access account, which stormed to the top of the charts four months ago and has remained at the top ever since. With many easy access accounts on the market today limiting the number of withdrawals savers can make per year, the unlimited number of withdrawals permitted by the Freedom Savings Account is a breath of fresh air, making this a great choice for anyone looking to kick-start their savings habit.”
  • One-Year Fixed Term Account: Excellent
    “RCI Bank is stirring the market with this Excellent-rated one-year fixed rate bond, which pays 2.06% on its anniversary. Sitting within the top five of the market, this deal should be a popular choice for any saver looking to maximise their interest over the shorter term.”
  • Two Year Fixed Term Account: Excellent
    “This highly competitive two-year fixed rate bond paying 2.35% on its anniversary sits within the top three of the market and is an excellent choice for anyone looking for a straightforward fixed rate bond.”
  • Three Year Fixed Term Account: Excellent
    “Paying 2.70% on its anniversary, this three-year fixed rate bond has been awarded an Excellent rating from Moneyfacts due to the fact that it sits right at the top of the market."


RCI Bank has also become the newest bank to have been nominated as ‘Online Savings Bank of the Year’ in the Moneyfacts Consumer Awards. Voting closes on 20 November 2015.

RCI Bank nominated for Online Savings Bank of the Year

RCI Bank has a dedicated UK based customer service team and call centre open seven days a week. Savers are protected up to the value of €100,000 through the French deposit guarantee scheme, FGDR.


Any questions?

Call Bev Aujla or Tom Pavey-Smith at the RCI Bank press office on 0207 294 3683 / 06 /

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