The Freedom Savings Account
An easy access account is one of the most flexible options on the market. This account will have a competitive rate and allow you unlimited access to your cash, anytime, anyplace. Pay in from £100 to a million and most providers will not apply penalties, tiered fees or notice periods (which are all designed to deter withdrawals and help your cash pile grow). If you need an account you can easily dip in and out of to balance day-to-day expenses, the Freedom Savings Account is for you.
The Notice Account
Planning a surprise for a loved one this year? Dreaming of a new treat to make up for your January blues? Notice accounts help with medium and long-term savings goals because to withdraw your money, you must notify your provider a specific number of days in advance. For instance, with RCI Bank’s 95 Day Notice account, whether you’re saving up for an engagement ring or holiday, if you opened an account in November, and wanted to pop the question or start jetting off with your family in July, you would need to alert us 95 days beforehand, in April. The notice account encourages patience, taming impulsive spenders.
The Fixed Term Account
If you’re looking to make headway on your five-year plan, we want to help. A fixed term account keeps your savings tucked away safely for an extended period, with pre-agreed immovable rates. Our range offers accounts from one to five-year terms with unlimited deposits two weeks from application. You must pay in a minimum of £1,000 and you will not be able to withdraw within the chosen term. A fixed term account is ideal for long-term money management such as: property deposits, weddings and family planning.
E-Volve Savings 14 Day Notice Account
Want to have your money work hard for you and the planet? Our passion is helping you save for the future, so let's protect it first. RCI Bank’s E-Volve Savings account helps to support the effort to finance electric vehicles, whilst providing savers with a rewarding rate. To access your savings, we just need 14 days’ notice, meaning you have a helpful buffer to help curb any impulsive spending.
Whichever savings provider you choose, most will have a variation of one of the three account types mentioned above. You can read more about our award-winning offerings and apply in minutes online (subject to T&Cs). Discover your perfect match below.