2 Years
Fixed Term Savings
Secure your money for a fixed term.
Make your money work harder by securing it in an RCI Bank fixed term savings account - when your savings are in a great place, you are too.
2 Years : 0.70% AER gross
With a rewarding rate and our 7 day service, the RCI Bank Fixed Term Account is perfectly designed to help you save for the future.
  • Pay in from £1,000 up to £1m
  • Unlimited top-ups for the first 14 days
  • Interest paid monthly or annually
  • You can't close your account or make a withdrawal before the end of the term
  • Deposits held by RCI Bank are protected up to a total of £85,000 by the FSCS compensation scheme, the UK's deposit guarantee scheme
  • UK-based support, seven days a week
  • Apply in minutes
2 Years
0.70%
AER gross
  • Pay in from £1,000 up to £1m
  • Unlimited top-ups for the first 14 days
  • Interest paid monthly or annually
  • You can't close your account or make a withdrawal before the end of the term
  • Deposits held by RCI Bank are protected up to a total of £85,000 by the FSCS compensation scheme, the UK's deposit guarantee scheme
  • UK-based support, seven days a week
  • Apply in minutes
What could your savings earn you?
Enter an amount into the calculator and learn more about what interest your savings could earn
Our rates and charges:
The rate shown is available to new and existing customers and is kept the same for fixed term accounts opened and funded within 14 days of application
The account is free to access and use, and allows you to make as many deposits as you like for the first 14 days from the date you apply
Gross is the interest rate you’ll receive before tax is deducted
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year
Important information:
You need to pay in and out through an RCI Bank savings account or a 'linked' UK current account. You can link a UK current account when you apply
Fixed Term Savings are available to UK residents aged 18 years or older who have the right to reside indefinitely within the UK
You can't make any withdrawals during the term
If you're not happy with the account, you have up to 14 days to cancel your account
At the end of your fixed term you can re-invest your money into another Fixed Term account, opt to open a Notice Account, or for easy access you can transfer your money into our Freedom Savings account